Monday, March 20, 2017

Budget Assumptions





"We Can't Ask Them to Pay"

One of the most disturbing comments made in defense of President Trump's proposed budget cuts came from his budget director, Mick Mulvaney, who stated: “When you start looking at places that we reduce spending, one of the questions we asked was, ‘Can we really continue to ask a coal miner in West Virginia or a single mom in Detroit to pay for these programs?’ The answer was ‘No.’ We can ask them to pay for defense, and we will, but we can’t ask them to continue to pay for the Corporation for Public Broadcasting.” 

Yes, you can ask them, but you haven't. You have assumed that their answer would be no. That those stereotypical middle Americans, the coal miner and the inner city parent, wouldn't agree to continue having a portion of their hard earned tax dollars  pay for  PBS or  the National Endowment for the Arts or the NASA Education Program or Collective Block Grants for  Meals on Wheels.  So you cut those items from the budget, and you answered for them. No. 

Because if you had asked them, they might have said yes.  They might tell you that supporting the arts and science and education and healthcare - not just wars and walls -  is what American citizens in a democracy do.  They pay taxes for the greater good, in order to "promote the general Welfare and secure the Blessings of Liberty" for themselves and their children.  The preamble assumes more of us than simply to "provide for the common defense".  Yet the current budget assumes defense is a given, but that certain citizens can't be asked, in fact, assumes they don't care about programs such as  media free of corporate interference, or culture, or science, or food.

Do those who made the budget cuts assume  that a "coal miner in West Virginia" is too ignorant to watch PBS?   Is it not possible that a coal miner could want something more for his posterity than to follow Dad into the same dangerous and poorly paid job?  Is it not possible that the coal miner's son  learned to play the fiddle through the National Endowment for the Arts program at West Virginia's Barboursville Middle School?   A school that received stringed instruments valued at $35,000 from the NEA's  VH1 Save The Music Foundation and the West Virginia Division of Culture and History. Is the assumption made on the coal miner's behalf that when he comes home from a day underground, he doesn't have time to watch the replay of his daughter's W. Virginia public school classroom speaking to  NASA astronauts  aboard the International Space Station?

And then there is the iconic image of the "single mom in Detroit", who according to Mr. Mulvaney, is more willing to pay for defense than she is for PBS or any of the other programs to be cut in her name.  Is it not possible that her aging mother is eating nutritious food delivered by a the Meals and Wheels branch outside of Detroit, where the community block grants make up 30% of it's budget?  Is it not possible that the single mom worries that her mother might have her two meals a day cut down to one?  Isn't it possible that this  "single Mom",  logs on to PBS parents to learn how to encourage her toddler's curiosity?

If our President and his advisors can ask us to pay for defense when we already devote over three fourths of our budget to that nebulous priority, if he can ask us to pay for a wall he promised we wouldn't have to pay for, if he can ask us to fund his weekend home and his NYC home, then he can certainly ask us how we feel about supporting the arts, and science, and educational television and meals for the elderly.  But he hasn't asked us.  He has assumed. And by doing so, he has made the possible, impossible. 

Sunday, July 5, 2015

7 Smart Steps For Rising Seniors to Take This Summer


We know many of you would rather be tanning on the beach, hiking in the mountains, or even working that seasonal job, than to be doing anything related to school this summer.  But if college is a dream for you, taking these seven steps right now can make that dream come true.

1)  Create a "resume". Start by writing  a list of all your activities, accomplishments and awards since 8th grade.  Right now, organizing it isn't important.  Just be sure to include any talents, sports, teams, hobbies, volunteer work, clubs, classes or projects which you enjoyed and spent time and effort on.

2) Organize the above list by category.  Look for a pattern in your interests and activities.  These are your passions.  Passion is what college admissions reps want to see.  Focus on digging deeper into these this summer and  taking a leadership role if possible.

3) With your "resume" as a guide, explore possible majors and careers.  Your high school website counseling page may have Naviance or a similar template where you can do this.  Another good resource is the US Bureau of Labor Occupational Outlook Handbook

4)  Now create a personality profile.  Where do you thrive academically?  Where is your happy place?  What are your values and your politics?  Is your religion a central part of you? Will you want to attend a big, busy university in a big city?  A small, cozy college in a small town?  How do you feel about living with your parents and commuting to college?  Being a two hour's drive away?  Coming home only during your winter and summer breaks?  Are you interested in study abroad, internships, research, Greek life? Do you want to be near a beach?  How do you feel about snow?

5) Now that you've completed 1-4, you're ready to research colleges.  You need to think beyond and outside of the state colleges and universities where "all your friends" are going. A great place to start is  College BoardThe site offers filters so you can narrow your search to the factors most important to you. Aim for a list of a dozen colleges and universities, both in and out of state, public and private.

6) Visit the website of each college on your list.  Look at the net cost calculator, clubs and activities, and majors offered.  Check the admissions deadlines and create a calendar to budget your time.

7) Think about how much help and advice you need and want with your college research, applications and essays.  Sources of help include the college admissions offices, your high school counselor, your parents, friends, college websites and college fairs. Professional help from an independent college consultant such as Wise Ambitions College Consulting is also an option. Look for someone who has received a certificate in college counseling or consulting and is a member of IECAHECA, or NACAC.  Contact members in your area and set up an initial consultation to see if they can help.
Most of all, be smart and take these seven steps now, when you have the time, and avoid feeling the fall crunch of too much to do!



Monday, April 6, 2015

Waiting for The Middle Class Scholarship

Earlier this year, my first year as an independent educational consultant, I excitedly explained to my clients who made less than $150,000 a year that they could expect to receive the "Middle Class Scholarship".  Funded by the state of California, via the California Student Aid Commission, this scholarship started with the 2014-15 freshman college class and the total award possible increases in amount over the next three years, up to a total of 40% of tuition and fees paid.  It is available to students accepting admission at either of California's two public higher ed systems, the University of California and the California State University systems.
Little did I know that unlike ALL other financial aid offers, the best offer my clients would receive from the UCs and CSUs would be an "unofficial" estimate and the worst, no mention of the scholarship at all.  Even within the same system, college campuses differed on how they presented the Middle Class Scholarship offer. UC San Diego called it a "scholarship", and UC Santa Barbara referred to it as "an Unofficial Estimate of Aid".  Cal Poly San Luis Obispo, a California State University, didn't mention it at all, and simply offered my client $25,000 worth of Federal Direct student and Parent Plus loans. Wow.
A review of the website of the California Student Aid Commission didn't do much to clarify things, other than to imply that most of the aid won't be officially offered until September or October, at which point, of course, students will already be attending college. Basically, students are being asked to accept their admissions offers to the UC or CSU college and then trust that the Middle Class Scholarship will be there for them after they've already paid for their first quarter.
This goes against full disclosure and the rules of the game all other colleges must follow; notifying students of admissions decisions AND financial aid no later than May 1.
Here is a link to the California Student Aid Commission's info relating to the Middle Class Scholarship http://www.csac.ca.gov/mcs.asp and a link to their most "recent update" dated a year ago:
http://www.csac.ca.gov/secured/specialalerts/2014/GSA%202014-07.pdf

As to FAQs, the site states: (italics are mine)
  1. If you are selected to receive a MCS:If you are selected to receive a MCS, you will be notified by the Commission.(don't call us, we'll call you)

  2. Need more information about this scholarship?: (like, how much will I receive and when will I receive it???? ) Contact your UC or CSU campus Financial Aid Office or check the California Student Aid Commission’s website for updates.(most recent update, March 2014.)
My FAQ?  Why did I expect that this would go smoothly?  Sigh.  Newbie.

Saturday, March 21, 2015

When Your Dream College Says No



Seniors, in just 10 more days you will have received all your college decisions - accepted, denied and/or waitlisted. What if you're denied to the colleges you mentally and emotionally placed at the top of your list? It hurts. Grieve. Then, resolve that it is their loss. You were accepted to other colleges, and they were also on your list, and for good reasons. Examine their offers closely. Revisit their campuses. Being denied admission may have kept you from a bad situation of being in over your head academically, struggling to maintain a C average. Embrace the colleges that are eager to have you. You will do well there.

Sunday, January 18, 2015

Testing 5-year-olds


At a public elementary school in California, teachers are asked to sit  their kindergarteners down at a computer to answer questions on a standardized test to assess their academic growth.  Five-year-olds.
And the standardized testing frenzy never lets up from then on.  In high school, students not only have to take their CAHSEE to get out of high school, but their SAT or ACT to get in to college.

According to a power point from CSU Los Angeles, standardized testing “began in the United States in the early 1900s to determine one's individual intelligence quotient” and was used during WWI because “the Army needed a method to determine which soldiers were “Officer Material.”  Then the No Child Left Behind Act came along and, well, you know the rest.

Testing individual students makes sense if there is probable cause…a suspected learning disability, perhaps, or history of developmental delays or neurological problems.  But that isn’t how it works.  Every single student is tested, regardless of their age, effort, grades or native language.  And as teachers, we are asked to not divulge that parents may request a waiver excusing students from standardized tests.

Does standardized testing work as an evaluative tool of teacher effectiveness?  No more so than judging the effectiveness of a postal worker based on whether the bills he delivers actually get paid, or critiquing a doctor based on the number of miles his patients walk per week.  You can’t hold someone accountable for variables beyond their control.

In what other publicly funded government institution is annual testing mandatory for citizens?  Are Amtrak passengers required to submit to a yearly test on their ability to read a train schedule?  Do California sea lions have to jump through hoops for the Marine Mammal Commission?  Does the USDA Rural Development agency ask housing recipients to undergo annual inspections to be sure they have vacuumed and dusted adequately?

All this standardized testing leaves our children with the impression that no matter what they do, they will always be judged, and that their worth is measured by how far above the 50th percentile a test reports them to be.  Average isn’t good enough, and any talent that can’t be measured by a standardized test must not be very important. 







Wednesday, January 7, 2015

COLLEGE APPLICATIONS SUBMITTED? HERE ARE YOUR NEXT STEPS!


1) Check your email daily.  Colleges will communicate with you through email with any questions they have about your application, reminders about deadlines, info about events on campus, and materials they need you to send or haven't received from your high school such as transcripts, letters, SAT scores, etc. 
2) In one of these emails should be instructions for setting up a student portal/account.  Do it.  That is how most will notify you if you are accepted, long before the envelope arrives in the mail!
3) Your high school counselor and teachers are responsible for sending your fall/mid term transcript or grade report, your letters of recommendation, and submitting your info for Cal Grant aid.  You are responsible for reminding them.
4)  You are also responsible for using College Board to send your SAT scores to all the colleges to which you applied, or ACT.org if you are submitting ACT scores (except for the CSU system, which won't need them for admission decisions if your GPA is 3.0+).  Most colleges will need your test scores by Jan. 15 at the latest! The UC system requires ALL your test scores and uses the highest total score from all three sections for one test date, but you only need to pay for and submit the scores to ONE UC campus and the rest will get them also. For CSU, use the CSU mentor code to save money and all the CSU's will receive your scores.  CSU will super score so you can send just your tests that are the highest in each section.  Common app schools differ in their test policies; some super score, some don't, and you need to send your scores to each college.   Check the website of each college to which you applied for details and deadlines.
5) Complete (parents will have to assist) the FAFSA (Free Application for Federal Student Aid) AND the CSS Profile (if needed) for all the colleges you applied to, EVEN if your income is $250K plus annually.  Many private colleges use the financial aid applications to make "merit" aid decisions and to award scholarships, and even if you don't qualify for federal aid you will be eligible to take out low interest student and Parent Plus federal loans if you decide to.
Deadlines for these range from Feb 1 to March 1 depending on the college.

Sunday, November 2, 2014

6 Things I Learned From My Gardener About Work and Relationships

My gardener has not only won my business, but my friendship.  It surprises me, because I thought we were from different worlds. Instead, over the past year, he has taught me many valuable lessons about doing business and about relationships.

1) Making a Good First Impression is About Being Sensitive to Your Customers' Needs and Developing Trust:
Ernesto was the gardener for the home next door and the one across the street, yet we had never spoken until I took a walk with my new collie puppy.  He was wielding an ear-deafening blower and my dog shrank away from him as we passed.  Ernesto turned off the blower, set it down, crouched down, and called my dog to him.  He petted him, smiled at me, and called my dog "Lassie".  In that instant, a connection was made not only between Ernesto and my dog, but between the two of us. I was in between gardeners, and I needed one my dog wouldn't be afraid of.  I hired him on the spot.

2) Communication is About Understanding, not Language
It is true that Ernesto speaks very little English and understands not much more, and that my Spanish is based on my world of classroom teacher, not gardening. But we somehow manage to hold conversations about rather complex topics, such as why I need a new sprinkler valve or what schedule the timer is on, and whether or not he should prune back the roses so they will be "more beautiful" in the spring, and the best type of grass seed for my lawn.  He relies on eye contact, pantomime, and lots of "I show you", and somehow, as I listen, my Spanish elevates to a level where I'm not translating in my head but actually comprehending.

3)  Don't Judge People.  Period.
Ernesto drives a beat up 20-year-old pickup, speaks very limited English, and is a gardener who thinks nothing of killing a gopher, picking it up and tossing it in the trash and then shaking my hand!
But he knows the LATIN words for my privet hedge (Ligustrum) and plays the guitar professionally on the weekends at various clubs all over the county.  He also likes my dog.

4)  Small Extras Cement a Relationship.
Ernesto usually gardens for me on Saturday, unless he is playing the guitar at a club, in which case he comes on Thursday.  Regardless, he knows my day for trash pick up is Friday, so he always comes on Thursday to take to the curb not only the grass clippings from Saturday but also my household trash and recycling cans.

5)  Be Clear in Your Agreements.
Ernesto explains (see #2) any extra work he feels my garden needs, and whether or not he will do it a little bit each week ("despues y despues y despues, entiendes?") or if it will cost "extra" and also, if that will be his hourly rate or a contract flat price.  If he purchases an item, he provides the receipt.  He is a gardener, but he is a professional.

6)  Take Pride in Your Work.
Ernesto is the first one to beam with happiness when my lawn is green, my beds mulched and my sprinklers working properly.  He smiles and tells me "I am intelligent", and I agree.